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Google Sheets - Employee Version 

Works with ALL currencies, ALL Years, ALL different types of income even if it varies month to month.


I created and coded this budget to help my family and friends pay off debt, save money, and gain control over our finances. 


Video on the budget:


This download also includes seperate budget spreadsheet for the Dollar $, Euro €, £ Pounds and TZN /= currencies.


This is a GOOGLE SHEETS spreasheet. It does NOT work with Microsoft Excel.


Budget Spreadsheet - Google Sheets - All Currencies ($, €, ₤, TZN‎)

  • The Budget Like a Mathematician Workbook is a digital product designed for use in Google Sheets. It is available for ALL currencies and works for ALL years. If you need a currency other than dollar, euro, or pounds please request during checkout. 

    This budget will help you structure your incoming and outgoing cash flow like an expert! Take control of your finances and get on track to achieve your economic goals today!

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Monthly Budget

The Monthly Budget allows you to set up and track expenses and income on a monthly basis. The budget can start from any month and year and covers a 12 month period. It is the only budget you will ever need. Every year you can clear your budget and start over for next year.

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Expense Tracker 100

The Expense Tracker allows you to track up to 300 expenses per month over any 12 month period. It also displays you how much money you have left in each spending category.

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Debt Calculator

The Debt Payoff Calculator calculates total debt and helps determine the monthly payment for each debt, all while taking interest rates into consideration.

Keep track of all your debts and due dates in one place. 

Stop worrying about signing into different debt accounts.

Fun graphs that show how much debt you have paid.

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Savings Calculator

The Savings Calculator calculates monthly savings goals, tracks your actual monthly savings to help you reach your goals.


Fun graphs show how much you've said for different goals (i.e. Vacation, Down Payment).


Use this sheet to calculate and track sinking funds needed for car maintenance, home repairs, or Christmas gifts!


The Debt Tracker includes graphs to help you visualize your progress in paying off debts for up to 30 accounts.

The Savings Goal Tracker includes graphs to help you visualize your savings goals for up to 30 accounts.

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Bill Calendar

★  Weekly Bill Calendar The Week by Week Paycheck and Bill Calendar will help you visualize and keep track of your budget week by week, paycheck by paycheck. 

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Bill Calendar

Keep Track of all your Paychecks Week by Week.

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Cash Calculators
  • The End of Month Cash Calculator calculates how much cash will be available after all monthly bills are paid.

  • The Net Cash Calculator calculates how much cash/savings would remain if all debts were paid off.

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